Away From Home
Around the clock & around the world
With the high cost of healthcare, plus limited coverage from provincial health plans, it's critical to purchase supplementary coverage not only when you leave Canada, but also when you travel within Canada (outside Manitoba).
What is Away From Home?
CAA's own Away from Home insurance is emergency hospital/medical travel health insurance that provides worldwide emergency medical assistance.
Benefits of Away From Home
- up to $5,000,000 emergency medical coverage
- no age restriction
- competitive rates
- comprehensive coverage
- 24-hour emergency assistance hotline
- coverage for most amateur sports
- choice of an annual plan or single trip plan
CAA has travel health coverage to suit your needs, whatever your travel requirements. You are eligible as long as you are: (1) a citizen or resident of Canada; (2) insured under a Canadian Government Health Insurance Plan; and (3) You must meet the Eligibility Requirements and the Plan Qualification Requirements.
Underwriters vary depending on plan qualified for.
PLAN 1: Annual Multi-Trip Coverage
Within Canada, this plan provides coverage for an unlimited number of trips with no restriction on the length of the trip. Outside of Canada, this plan provides coverage for the first 30 days of your trip.
If you are gone longer than 30 days, you can buy "Top-Up" coverage to a maximum of 365 days.
PLAN 2: Single Trip & Top-Up Coverage
This plan is available for up to 365 days, provided that you get confirmation from your Government Health Insurance Plan that your coverage is valid for the full period that you are out of province.
This program will reimburse the following eligible expenses, subject to the terms and conditions of the policy.
- Emergency Hospital and Medical services
- Professional Services of a Chiropractic, Physiotherapist, or Podiatrist
- X-rays and laboratory procedures
- Prescriptions ordered by a physician
- Medical Appliance Rental
- Medical Transport including air ambulance
- Private Duty Nursing
- Dental Expense
- Return Airfare if you should return to Canada immediately for medical care
- Repatriation if your vehicle is stolen or rendered inoperable
- Transportation to Your Bedside if you are hospitalized
- Travelling Companion's Return if you are hospitalized
- Vehicle return if you are unable to do so because of a medical emergency
- Return of Children if you must return to Canada
- Hospital Allowance
The policy contains pre-existing medical condition clauses and other limitations and exclusions. Please read your policy carefully to understand what is and is not covered. Contact us for details.
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