Home insurance.

As Canadians everywhere are feeling the profound social, emotional and financial effects of COVID-19, CAA is looking at every possible way to help you save money during this difficult time.

  • We are pleased to announce that one of our insurance partners, CAA Insurance Company, is offering a 10% rate reduction for CAA Home Insurance policies.
    • The rate reduction will be applied automatically on all new policies as of April 15, 2020 and renewal policies as of June 15, 2020. The reduction will be applied for your full policy term of new and renewed policies and will be available until the pandemic is over.
    • For existing home policies not up for renewal, please complete this online form and we will apply the 10% reduction for the remainder of your policy term.
  • In addition, a CAA Manitoba Insurance Broker can show you other ways to adjust your coverage and payment plan to potentially lower your costs even further.

CAA Manitoba Insurance Brokers are available to provide guidance and/or complete a complimentary policy review. You can reach them at 1-844-300-9672 between 9:00 am and 5:00 pm Monday to Friday or email caambins@caamanitoba.com. CAA Stores and insurance brokerage have re-opened, but due to provincial social distancing requirements, will have limited staff available to assist you and will be unable to process rate reductions directly in store. We suggest calling first and setting up an appointment if you would like to meet with a broker.

FAQs.

What is CAA Insurance doing to help people save right now?

CAA Insurance Company is offering a 10% rate reduction for CAA Home Insurance policies and is applied automatically on all new policies as of April 15, 2020 and renewal policies as of June 15, 2020. The rate reduction will be applied for your full policy term and will be available until the pandemic is over.

For policies not up for renewal, please complete this form and we will apply the 10% reduction to your policy for the remainder of your current policy term.

In addition, a CAA Manitoba Insurance Broker can show you ways to adjust your policy to potentially lower your costs. You can contact your broker by calling 1-844-300-9672.

Does this rate reduction apply to new and renewal home insurance?
Yes, the rate reduction applies to new and renewing home policies underwritten by CAA Insurance Company.
Do I need to call in to receive this rate reduction or will it be applied automatically?

The rate reduction will be applied automatically on all new CAA Home Insurance policies as of April 15, 2020 and renewal policies as of June 15, 2020. The rate reduction will be applied for your full policy term and will be available until the pandemic is over.

For renewals prior to June 15, 2020, please complete this form and we will apply the 10% reduction to your policy for the remainder of your policy term.

What if my existing home insurance policy is not up for renewal in the coming months?

For existing CAA Home Insurance policies not up for renewal, please complete this form and we will apply the 10% reduction for the remainder of your policy term. Your updated policy documents will be sent within 30 days.

If you have additional questions or would like to explore other savings opportunities, you can contact a CAA Manitoba Insurance Broker at 1-844-300-9672.

I just received my renewal for May, has the 10% rate reduction already been applied?

The rate reduction is only being automatically applied for CAA Home Insurance renewal policies as of June 15, 2020. Therefore, for renewals prior to June 15, 2020, please complete this form and we will apply the 10% reduction to your policy for the remainder of your policy term.

If you have additional questions or would like to explore other savings opportunities, you can contact a CAA Manitoba Insurance Broker at 1-844-300-9672.

I just paid my renewal for April, can I still get a rate reduction?

Yes. For CAA Home Insurance renewals prior to June 15, 2020, please complete this form and we will apply the 10% reduction to your policy for the remainder of your policy term.

If you have additional questions or would like to explore other savings opportunities, you can contact a CAA Manitoba Insurance Broker at 1-844-300-9672.

I just bought a new CAA Home Insurance policy in March, do I still qualify for this new rate reduction?

The rate reduction is being automatically applied for new home insurance policies underwritten by CAA Insurance as of April 15, 2020. For new CAA Home Insurance policies prior to April 15, 2020, please complete this form and we will apply the 10% reduction automatically to your policy for the remainder of your policy term.

If you have additional questions or would like to explore other savings opportunities, you can contact a CAA Manitoba Insurance Broker at 1-844-300-9672.

Will the 10% rate reduction be applied to the whole premium?
The rate reduction will be applied to the base rate of your policy for the remainder of your policy term.
Is a 10% rate reduction enough to help people during this difficult time?
CAA Manitoba Insurance Brokers continues to look at every possible way to help consumers save money on their insurance costs during this difficult time. This includes working with our insurance partners for rate reductions and/or coverage adjustments to reduce premiums. A 10% rate reduction on CAA Home Insurance policies will help many people with affordability. In addition, a CAA Manitoba Insurance Broker can show you ways to adjust your coverage and payment plan to potentially lower your costs even further.
What is CAA Insurance Company offering compared to other insurance providers?

CAA Insurance continues to look at every possible way to help consumers save money on their insurance premiums during this difficult time. CAA Insurance is offering a 10% rate reduction applicable:

  • To both new and renewing home insurance policies (applied automatically on all new policies as of April 15, 2020 and renewal policies as of June 15, 2020)
  • For the full remainder of your policy term

In addition, a CAA Manitoba Insurance Broker can show you ways to adjust your coverage and payment plan to potentially lower your costs even further.

How else can I reduce my home insurance costs beyond just the 10%?

A CAA Manitoba Insurance Broker can show you ways to adjust your coverage and payment plan to potentially lower your costs even further. Consider the following:

  1. Can you modify your coverage and/or deductible amount?
  2. Are you a CAA Member? You don’t have to be one to get CAA Insurance but know that CAA Members save up to 10% on CAA Home Insurance* (in addition to receiving a host of other perks and benefits).
I bought home insurance through CAA Manitoba Insurance Brokers, but my policy is with Red River, do I qualify for the rate reduction?
The 10% rate reduction is available for those CAA Home Insurance policies which are underwritten by CAA Insurance Company. Your home insurance was placed with Red River because it was the best option for your needs at the time. If you have any further questions or are looking for other potential ways to save, please contact a CAA Manitoba Insurance Broker at 1-844-300-9672.
I bought home insurance through CAA Manitoba Insurance Brokers, but my policy is with Aviva, do I qualify for the rate reduction?
The 10% rate reduction is available for those CAA Home Insurance policies which are underwritten by CAA Insurance Company. Your home insurance was placed with Aviva because it was the best option for your needs at the time. If you have any further questions or are looking for other potential ways to save, please contact a CAA Manitoba Insurance Broker at 1-844-300-9672.