Your Premium News - March 2019
In this issue: Insure your snowmobile with MPI. Travel Medical Insurance plans. Freezing pipes and service line coverage. Guaranteed Issue Life Insurance.
Do I need to insure my snowmobile with MPI?
Yes, MPI is the only option in Manitoba to insure your snowmobile, as coverate is not available through your property insurance. The basic coverage includes $500,000 third party liability and $500,000 underinsured motorist coverage.
It is recommended to review and discuss all the additional coverages with your Autopac agent. These additional coverages include: accident benefits, comprehensive coverage, collision coverage, and increased third party liability coverage. If you only operate your snowmobile on your own property you do not need to register your snowmobile with Autopac, however, it is highly recommended that you do buy insurance.
For more information on snowmobiles please click here and there is an excellent brochure with information if you’d like to know more.
Short trips need travel insurance too^
Travel easier with 4 or 8-day Multi-Trip Travel Medical Insurance Plans
It’s true. When making short trips across the border or across Canada, your provincial government recommends travel medical insurance. You don’t have to carry individual travel insurance policies for every trip. For one, it’s a lot to carry, and two, it’s so much to coordinate and organize. Get a Multi-Trip Travel Insurance Plan instead. These plans are an easy and convenient way to travel insured with the same features and benefits of an individual travel insurance plan. You’ll save time and money, especially because you travel many times a year.
CAA’s 4 or 8-day Multi-Trip Travel Medical Insurance Plans cover you for up to 4 or 8 days of unlimited trips outside of Canada for 12 months at a time^^. Plus, you can buy additional coverage if any of your trips exceed the 4 or 8-day limit. If you’re only travelling within Canada, you’re covered for up to 365 days of unlimited trips, for 12 months at a time.
When you map out your travel plans for the rest of the season, take advantage of CAA’s new 4 or 8-day Multi-Trip Travel Medical Insurance Plans:
- Multi-Trip plans cover you for up to 12 months
- Unlimited trips of up to 4 or 8 days outside of Canada, and unlimited trips of up to 365 days at a time for travel within Canada
- Cost effective and saves time
- Same features and benefits as individual travel medical insurance plans
- 15 or 30-day Multi-Trip Annual plans are also available for those who travel for longer durations
Call us at 204-262-6000 for a travel insurance quote or get a quote online.
Being so cold outside, many people are worried about freezing pipes – how can this affect me and what can I do to protect myself?
Yes, it’s chilly outside! Many people don’t realize that as a homeowner you are responsible for the underground service lines that run from the street to your home. A number of problems can occur with these lines, such as rust, corrosion, systems breakdown or rupture due to freezing. These are not covered under most home insurance policies. Service line coverage protects you from losses due to damage or failure of these lines by extending your home insurance coverage to underground piping, wiring, valves and more. This would provide protection in the event of sudden and accidental bursting of pipes between your house and the city lines. This coverage can be added to your homeowner policy to provide protection against some of the unexpected damage to your service lines and the resulting expenses. If you are interested in learning more, please speak to one of our brokers and they can answer your questions.
More Property Insurance questions? Visit us in store to speak to one of our insurance brokers or call 204-262-6065.Find a CAA Store