We provide new beginnings coverage.

• CAA Members save up to 10% on Home Insurance Policies with CAA Insurance Company.¹
• Our Brokers would be happy to discuss additional discounts, such as: claims-free discount, mature discount, mortgage-free discount, monitored alarm discount, and more that may be available to you.

Flexible Payment Options

• Choose from monthly pre-authorized payments² or full payment by credit card (by phone or in person), online banking, cash, cheque or debit card. Our Insurance Providers also offer direct payment through their websites.

Claims Advice

• Our experienced Brokers will assist you and answer any questions you may have. In the event of a claim or a loss, they will guide you through the process and serve as your advocate.

Additional Information and Advice

Our Brokers can provide information and advice about optional coverage and what might be right for you and your family:

• Optional Sewer Backup Coverage, Overland Water Coverage and Ground Water Coverage³ – Protect against damage caused by flooding rivers, heavy rainfall and sewer/septic system backups. Clean-up and repair expenses are covered and living expenses may be covered if you must leave your home while repairs are being done. Make sure you choose an adequate limit to incorporate all these items.
• Home Equipment Breakdown Coverage – This provides coverage for a variety of home equipment that need to be repaired or replaced due to a sudden and accidental insured peril. Your living expenses may be covered if you must move out during repairs.
• Service Line Coverage – As a homeowner, you may be responsible for the underground service lines that run from your home to the street, or even to your well, septic tank or an outbuilding. So, if a frozen water line bursts, or a sewer pipe ruptured from a tree root, you would be required to fix or replace them. This can be a beneficial endorsement to add with your Sewer Backup coverage for extra peace of mind.

Your home and its contents are some of your most important assets, so it makes sense to get the right protection. Our Brokers are committed to helping you find the best property coverage from the right insurance provider. As a Member, you’ve trusted CAA for 24/7 Roadside Assistance services, so why not allow us – Canada's Most Trusted Brand* – to take care of your most valuable assets.