CAA Rewards® MasterCard®

CAA Rewards® MasterCard®

Earn 1% in CAA Dollars on all eligible purchases1. Plus, earn an additional 1% in CAA Dollars on CAA products and services2. Use your CAA Dollars to renew your CAA membership, get movie tickets, pay for your next family getaway and more.

Discover the Advantages
  • Earn 1% of the amount of your eligible purchases in CAA Dollars1
  • Earn an additional 1% on CAA products and services in CAA Dollars2
  • No annual fee and a 0.9% introductory interest rate for the first 9 months on balance transfers and cash advances3
Already a Card Holder or Need Assistance?

For inquiries related to your existing National Bank CAA Rewards MasterCard:

National Bank Call Centre: 1-888-969-2273 or visit National Bank - Contact Us

® MasterCard is a registered trademark of MasterCard International Incorporated. Authorized User: National Bank of Canada.

*See CAA Rewards MasterCard Program Terms and Conditions.

**Subject to credit approval by National Bank.

1 You earn reward dollars equal to 1% of eligible purchases made using your CAA Rewards Mastercard credit card. At the end of each month, your CAA Club will receive information on the accumulated reward dollars from National Bank. Your CAA Club is responsible for the issuance, administration and redemption of CAA Dollars in accordance with its terms and conditions. CAA Dollars are not earned on cash advances, balance transfers, cash-like transactions, Mastercard cheques, payments, credits, interest charges, foreign exchange fees, credit insurance premiums and other fees and charges. CAA Dollars are not earned on any purchases prohibited by the laws of Canada or any other country. You will qualify to earn reward dollars as soon as your card is activated and purchases are made, unless your account is not in good standing, your account has been suspended or terminated, or other qualifications for eligibility are not met.

2 This offer is subject to the CAA Rewards Mastercard Program terms and conditions and applies to primary cardholders of National Bank CAA Rewards Mastercard credit card who are in good standing with respect to National Bank and CAA Clubs. Primary cardholders may earn CAA Dollars equal to 1% of purchases made by cardholders at participating CAA Stores by using the National Bank CAA Rewards Mastercard credit card, in addition to the CAA Dollars normally earned under the National Bank CAA Rewards Mastercard Program, for a maximum of 2% of purchases in CAA Dollars. Travel and vacation purchases are not eligible for this offer. National Bank reserves the right at its sole discretion to change or terminate this offer at any time without advance notice. Participating CAA Stores are listed on each CAA club website.

3 A 0.9% interest rate on balance transfers and cash advances for the first 9 months after account opening. After that, the current annual interest rate on balance transfers and cash advances will be applied, which is currently 22.99%. The annual interest rate on purchases is 19.99% as of June 1, 2017.†

† Grace period: No interest is charged on purchases made during the month if the balance is paid in full within 21 days of the date of the monthly statement. This grace period does not apply to cash advances or balance transfers. The minimum payment will be equal to 3% of the account balance plus any overdue amount or $10, whichever is higher. If the account balance is less than $10, the balance is due in full. Should you exceed your credit limit, the minimum payment required will be 3% of the account balance or the amount in excess of the credit limit, whichever is higher. This offer is available to members who don’t currently have a National Bank credit card.

Example of credit charges calculated over a period of 30 days:

Annual Interest Rate: 22.99% | Average Balance $500: $9.45 | Average Balance $3,000: $56.69
Annual Interest Rate: 19.99% | Average Balance $500: $8.22 | Average Balance $3,000: $49.29