Top-up and extension options.

Want to keep enjoying your vacation? CAA Travel Insurance¹ provides top-ups and extensions to many of our plans so you can keep enjoying your time away – secure in the knowledge that you’re covered. You can even top-up your existing coverage (even if it’s through another provider) or extend your current plan.

Conveniently top-up or extend your plan by adding more days of coverage to any of the following:

  • CAA’s Multi-Trip Medical and Multi-Trip Vacation Package Plans. Travelling in Canada? Coverage is unlimited and a top-up is not required.
  • Travel insurance from another provider²

At a destination and decide to lengthen your stay? You can extend the days of your existing CAA plan on any of the following:

  • Single Trip Medical Plans
  • Vacation Package Plans
  • Trip Cancellation and Interruption Plan
  • Visitors to Canada Plan*

Rider options.

A rider refers to optional insurance coverage you can purchase for activities that aren’t normally covered, such as professional sports and participation in speed contests or an adventurous air activities rider (for activities like ballooning, parasailing and helicopter excursions) in conjunction with emergency medical insurance.

Heart in hand

Pre-Existing Medical Condition Rider³

Provides peace of mind if you have an unstable medical condition or have had a change in medication prior to departure. Can be added to all emergency medical and vacation package plans. Coverage up to a maximum of $200K per insured per trip for eligible hospital and medical-related expenses for sickness or injury incurred as a result of a pre-existing medical condition that existed prior to the departure date. The rider decreases the stability period to seven days prior to the trip.

Hot air balloon

Adventurous Air Activities Rider²

Provides peace of mind and medical coverage if you'll be doing things like parasailing, hot-air ballooning or taking a helicopter tour. Can be added to all emergency medical and vacation package plans. Optional medical coverage up to $5,000,000 for death or injury sustained as a result of participating in the above listed activities.

Speed boat

Professional Sport and Participation in Speed Contest Rider²

Provides peace of mind and medical coverage for those engaging in activities involving extreme speed. Can be added to all emergency medical and vacation package plans. Reimbursement for expenses incurred as a result of an injury or sickness while participating in, training or practicing for a professional sport or motorized speed contest.

Riders are not available to purchase with the Canada Plan, Single Trip Canada Vacation Package Plan or Visitors to Canada Plan.

Rental Vehicle Damage Insurance.⁴

Renting a car while on vacation? Unfortunately, accidents can happen and not everyone invests in insurance. Luckily, there are travel insurance plans with rental car collision coverage, giving peace of mind wherever your travels take you.

  • No maximum age restrictions
  • Enjoy coverage on car rentals up to 60 days
  • Benefits up to $80,000

Policy information.


What's covered under my policy

Refer to our policy for complete details on the coverage, limitations, exclusions, and other provisions. Please read carefully.
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