Legal Expense Insurance

It's no secret that the potential costs of a legal dispute can deter you from pursuing your rights. But with Legal Expense Insurance, you can rest easy knowing that you’re only a phone call away from a lawyer.

CAA Legal Coverage and CAA Legal Plus Coverage can be added to your CAA Insurance Company policy by calling 1-855-779-0677 today!

Do I need legal expense insurance?

When would legal expense insurance help me?

  • You and your neighbor can’t agree on the property line, and s/he is now constructing a shed that sits partially on your land
  • Your home renovation did not go as planned
  • You receive an audit notification from the CRA and want to know your rights
  • You were discriminated against in your workplace or feel you have been wrongfully dismissed

What exactly does legal expense insurance cover?

  • Coverage for all reasonable legal expenses incurred while pursuing or defending a claim, including lawyers and expert witnesses, disbursements, court costs and more
  • Unlimited access to a legal helpline, where lawyers provide legal advice from 8 a.m. until midnight, seven days a week. You can receive guidance from lawyers on any matter, whether the situation is covered or not.

Coverage options.

CAA Legal Coverage includes the following:

  • Property Protection
    If you are experiencing legal nuisances or trespass, or if someone caused physical damage to your property.
  • Bodily Injury
    If someone caused you or your family bodily injury and you wish to take action against them.
  • Tax Protection
    If you wish to appeal a decision from the Canada Revenue Agency, or if you are facing an audit on your personal tax affairs.
  • Auto Contract Disputes
    If you are facing problems with the buyer or the seller of an insured vehicle, with the garage or dealership where it was repaired, or with a lease return.
  • Non-Auto Contract Disputes
    If you face a dispute relating to obtaining services, selling or buying goods from merchants and contractors.
  • UNLIMITED access to general legal advice
    Advice and guidance are just a phone call away! You will always receive general legal advice, even if your issue is not covered by the policy. Simply call 1 (855) 853-2288

CAA Legal Plus Coverage includes everything in CAA Legal Coverage plus:

  • Employment
    If you face a dispute with your employer relating to employment contract or severance.
  • Employee Legal Defence
    If you face criminal legal issues relating to employment.

This coverage is now available to those with a CAA Insurance Company Home Insurance policy. These may be purchased for $50 and $70/year respectively.