Legal Expense Insurance

It's no secret that the potential costs of a legal dispute can deter you from pursuing your rights. But with Legal Expense Insurance, you can rest easy knowing that you’re only a phone call away from a lawyer.

CAA Legal Coverage and CAA Legal Plus Coverage can be added to your CAA Insurance Company policy by calling 1-855-779-0677 today!

Do I need legal expense insurance?

When would legal expense insurance help me?

  • You and your neighbor can’t agree on the property line, and s/he is now constructing a shed that sits partially on your land
  • Your home renovation did not go as planned
  • You receive an audit notification from the CRA and want to know your rights
  • You were discriminated against in your workplace or feel you have been wrongfully dismissed

What exactly does legal expense insurance cover?

  • Coverage for all reasonable legal expenses incurred while pursuing or defending a claim, including lawyers and expert witnesses, disbursements, court costs and more
  • Unlimited access to a legal helpline, where lawyers provide legal advice from 8 a.m. until midnight, seven days a week. You can receive guidance from lawyers on any matter, whether the situation is covered or not.

Coverage Options

CAA Legal Coverage includes the following:

Property Protection
If you are experiencing legal nuisances or trespass, or if someone caused physical damage to your property.

Bodily Injury
If someone caused you or your family bodily injury and you wish to take action against them.

Tax Protection
If you wish to appeal a decision from the Canada Revenue Agency, or if you are facing an audit on your personal tax affairs.

Auto Contract Disputes
If you are facing problems with the buyer or the seller of an insured vehicle, with the garage or dealership where it was repaired, or with a lease return.

Non-Auto Contract Disputes
If you face a dispute relating to obtaining services, selling or buying goods from merchants and contractors.

UNLIMITED access to general legal advice
Advice and guidance are just a phone call away! You will always receive general legal advice, even if your issue is not covered by the policy. Simply call 1 (855) 853-2288


CAA Legal Plus Coverage includes everything in CAA Legal Coverage plus:

If you face a dispute with your employer relating to employment contract or severance.

Employee Legal Defence
If you face criminal legal issues relating to employment.


This coverage is now available to those with a CAA Insurance Company Home Insurance policy. These may be purchased for $50 and $70/year respectively.